SIP calculator
See how monthly SIP contributions could add up over time at a yearly rate you assume. An illustration of compounding arithmetic, not a forecast of any fund.
How it works
Value = M × [((1 + i)^n − 1) ÷ i] × (1 + i), where M is the monthly amount, i the monthly rate (annual rate ÷ 12 ÷ 100) and n the number of months.
Assumptions
- One equal amount at the start of every month, and a constant rate every month. Actual funds fluctuate.
- Costs, taxes and inflation are not deducted. See the inflation calculator and the Reality corner for what they can do to the number.
- Nothing here is a forecast for any fund or product.
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The single yearly growth rate that links a starting value to an ending value.
Compound interest calculator
How a single amount grows when each year’s growth is added to the base.
Inflation calculator
What an amount would cost later, and what it would buy later, at an inflation rate you choose.
YoY and QoQ growth calculator
Percentage change between two figures, the way results statements show growth.
These tools do arithmetic on the numbers you enter. They are for illustration and education. They do not predict returns, and they are not investment, tax or financial advice. Returns are not guaranteed.