SIP calculator
See how monthly SIP contributions could add up over time at a yearly rate you assume. An illustration of compounding arithmetic, not a forecast of any fund.
How it works
Value = M × [((1 + i)^n − 1) ÷ i] × (1 + i), where M is the monthly amount, i the monthly rate (annual rate ÷ 12 ÷ 100) and n the number of months.
Assumptions
- One equal amount at the start of every month, and a constant rate every month. Actual funds fluctuate.
- Costs, taxes and inflation are not deducted. See the inflation calculator and the Reality corner for what they can do to the number.
- Nothing here is a forecast for any fund or product.
Read more
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These tools do arithmetic on the numbers you enter. They are for illustration and education. They do not predict returns, and they are not investment, tax or financial advice. Returns are not guaranteed.

