Bajaj Finance Q2 profit rises 29% to ₹6,367 crore; loans it manages reach ₹5.85 lakh crore
Bajaj Finance reported a consolidated net profit of ₹6,367 crore for July to September 2026, up 28.7% from ₹4,948 crore a year earlier. Its net interest income rose 23.6% to ₹13,335 crore.
Bajaj Finance, a large non-banking lender (a lender that is not a bank), reported a consolidated net profit of ₹6,367 crore for the quarter ended 30 September 2026. That quarter, July to September, is the second of the financial year 2026-27, or Q2 FY27. The profit is 28.7% more than the ₹4,948 crore it reported for the same quarter a year earlier. Its net interest income, the interest it earned on loans minus the interest it paid on its borrowings, rose 23.6% to ₹13,335 crore. These figures are as reported by news outlets citing the company’s filing.
Key terms
- Net profit is the profit left after all expenses, provisions and tax. Consolidated includes the company’s subsidiaries; standalone is the company’s own accounts only.
- Net interest income (NII) is interest earned minus interest paid.
- Assets under management (AUM) is the total value of loans the company manages. One lakh crore is ₹1,00,000 crore.
- Gross NPA is the share of loans on which borrowers have stopped paying on time (a non-performing asset). Net NPA is that share after subtracting the money set aside against those loans.
Q2 FY27 results
Amounts are in ₹ crore as reported. Percentage changes are this site’s arithmetic on those figures, rounded to one decimal place.
| Metric | Q2 FY27 | Q2 FY26 | Change YoY |
|---|---|---|---|
| Consolidated net profit | 6,366.57 | 4,947.76 | +28.7% |
| Standalone net profit | 5,536.10 | 4,250.77 | +30.2% |
| Net interest income | 13,335 | 10,785 | +23.6% |
| Assets under management (30 Sep) | 5,84,624 | 4,62,261 | +26.5% |
| Loan losses and provisions | 2,166 | 2,080 | +4.1% |
YoY means year on year: compared with the same quarter a year earlier (July to September 2025). The reports say AUM grew by ₹37,680 crore during the quarter. According to APAC Media alone, the loan-loss and provisions figure includes ₹337 crore of additional provisions; without it the figure was ₹1,829 crore, which APAC describes as 12% lower than a year earlier. The AUM of ₹5,84,624 crore in the table is also APAC’s figure; other reports round it to ₹5.85 lakh crore.
Customers, loans and asset quality
As reported, the company booked 13.45 million new loans in the quarter, up 11% from 12.17 million a year earlier. It added 4.42 million customers, taking its customer base to 128.85 million, up 16% from 110.64 million.
Gross NPA was 1.06% of loans on 30 September 2026, against 1.24% a year earlier. Net NPA was 0.42%, against 0.60%.
Basis of these figures
The results filing on BSE and NSE and the company’s investor release could not be opened for this article, so every figure is attributed to news reports of 19-20 October 2026 (APAC Media, Lapaas Voice, Upstox, Equitybulls and Kalkine). The consolidated profit, NII, new loans, customers and NPA figures agree across the reports that give them; consolidated and standalone profit and provisions also match the line-by-line statements reported by Equitybulls and Kalkine. The AUM of ₹5,84,624 crore and the ₹337 crore provision detail are from APAC Media only (other reports give AUM as ₹5.85 lakh crore). Percentage changes in the table are this site’s arithmetic. This article reports the announced figures only and carries no view on the company or its shares.